PCI DSS Compliance

Align with PCI DSS Compliance standards through expert advisory, official QSA assessments, and ongoing compliance support.

Service Overview

The Payment Card Industry Data Security Standard (PCI DSS) is a globally recognized framework designed to protect payment cardholder data and reduce the risk of fraud. It applies to any organization that stores, processes, or transmits cardholder information, including merchants of all sizes, service providers, and financial institutions.

The most current version, PCI DSS v4.0.1 (released in March 2022), defines 12 core requirements supported by detailed testing procedures and implementation guidance. While the previous version (v3.2.1) remained valid through March 2024, all entities must now transition to the updated framework to maintain compliance.

Achieving PCI DSS compliance Services requires organizations to implement and maintain strong security controls across areas such as network protection, access management, encryption, and ongoing monitoring. Compliance is not optional, it is a contractual requirement from the major payment card brands and acquiring banks.

Schedule with a QSA

Achieving and maintaining PCI DSS compliance Services requires more than technical controls, it demands expert oversight and validation. As an accredited Qualified Security Assessor (QSA) and Approved Scanning Vendor (ASV), RSI Security provides the trusted expertise you need to navigate the full compliance process with confidence.

Whether you’re seeking an initial certification or preparing for your next annual assessment, scheduling with a QSA ensures your organization is not only compliant but also protected against evolving threats.

Partner with RSI Security today to schedule your PCI DSS assessment and build lasting trust with your customers. →

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Mandatory Card Data

PCI DSS is a contractual requirement from all major card brands. Any organization that stores, processes, or transmits payment card data must comply, no exceptions.

12 Core Requirements

The framework is built around 12 essential requirements, ranging from encryption and access control to monitoring and incident response, covering both technical and organizational safeguards.

Global Standard

PCI DSS is recognized and enforced worldwide, providing a uniform baseline for payment security across industries and regions, ensuring consistent protection for cardholder data everywhere.

How to Achieve PCI DSS Compliance

Achieving PCI DSS certification requires more than checking boxes, it’s about implementing strong, repeatable processes that safeguard cardholder data and ensure long-term compliance. The PCI Security Standards Council (PCI SSC) recommends a three-step process:

Assess

Inventory your cardholder data, processes, and systems. Identify where sensitive data is stored, processed, or transmitted, and evaluate them for security vulnerabilities. Document findings clearly for remediation.

Remediate

Address vulnerabilities by applying the PCI DSS requirements. This may include eliminating unnecessary data storage, strengthening encryption, and improving access controls. The goal is to reduce risk while building a more secure environment.

Report

Compile evidence of compliance, including remediation steps and
ongoing safeguards. Submit the required reports to acquiring banks
and card brands to validatecertification.

Shop RSI Security Services

Because requirements can vary by merchant level and payment processor, it’s best to confirm procedures with your financial institutions. RSI Security’s Qualified Security Assessors (QSAs) guide you through every step, ensuring a smooth and efficient certification process.

External PCI ASV Scanning & Reporting

$2,575.00

“Protecting payment card data through PCI DSS compliance demonstrates a company’s commitment to security and can be a competitive differentiator in the marketplace.

— PCI SSC Insights Blog

Why Choose PCI DSS Compliance Services ?

PCI DSS compliance shows your commitment to keeping customer payment data safe and reducing fraud. The standard’s 12 core requirements provide a trusted framework for protecting cardholder information across systems and processes.

Compliance isn’t just about meeting requirements, it’s about safeguarding trust. Non-compliance can lead to fines, higher fees, loss of card processing privileges, and serious reputational damage if a breach occurs.

At RSI Security, we help you navigate these challenges efficiently so your business stays protected, trusted, and ready for growth.

Benefits of PCI DSS Compliance Services

Protects Cardholder Data

Safeguards sensitive payment information through strict technical and operational controls.

Reduces Risk of Breaches

Identifies and closes security gaps, lowering the chance of costly cyberattacks.

Avoids Penalties and Fees

Helps prevent fines, increased transaction costs, or loss of processing privileges.

Builds Customer Trust

Demonstrates your commitment to security, strengthening relationships with customers and partners.

Improves Security Practice

Provides a structured framework that enhances overall cybersecurity maturity.

Supports Business Growth

Enables compliance with global payment standards, keeping you eligible for new contracts and partnerships.

Explore Our PCI DSS Compliance Resource Center

Stay ahead in cybersecurity and compliance with expert insights, practical guides, and in-depth research. From datasheets to whitepapers, our resources are designed to help your organization make smarter, more secure decisions.

Download in-depth whitepapers and reports

Access practical checklists and datasheets

Stay informed with the latest expert insights

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Your Compliance Partner

RSI Security is a leading provider of cyber defense and compliance services. Our team’s extensive experience, particularly in emerging AI technology, equips us to offer unique insights and efficient solutions to the challenges many organizations face when implementing PCI DSS.

We will prepare you for all stages of your implementation and assessment, including connecting you with an auditor and acting as liaison during the certification process.

We have successfully helped organizations achieve compliance with various standards and regulations, including ISO 27001 and ISO 42001, as well as HIPAA, PCI DSS, CMMC, and others.

We know that disciplined security practices drive long-term, sustainable growth, and we are committed to helping you achieve that.

FAQ's

What are the PCI DSS compliance levels?

PCI DSS defines four merchant levels based on the number of payment card transactions processed annually.

Level 1: Over ~6 million transactions per year. Requires a formal on-site audit by a Qualified Security Assessor (QSA) and regular vulnerability scans by an Approved Scanning Vendor (ASV).
Level 2: Between ~1 million and 6 million transactions. Often uses a Self-Assessment Questionnaire (SAQ), plus quarterly scanning.
Level 3: Between ~20,000 and 1 million e-commerce (or mixed channel) transactions. SAQ & ASV scans required.
Level 4: Fewer than ~20,000 e-commerce transactions or up to 1 million total annual transactions. SAQ usually, plus any scanning and validation required by the acquiring bank.

What cardholder data is protected under PCI DSS?

Cardholder Data (CHD) under PCI DSS includes:

The full Primary Account Number (PAN).
Cardholder’s name, expiration date, and service code.

Also note there is Sensitive Authentication Data (SAD) (for example, full track data from magnetic stripe or chip, PINs, etc.) which has stricter handling requirements under the standard. It normally cannot be stored after transaction authorization.

How much is a PCI compliance fee?

Is PCI compliance required by law?

PCI DSS is not a governmental law, but a standard created by the major card brands (Visa, Mastercard, Amex, Discover, JCB) via the Payment Card Industry Security Standards Council (PCI SSC).

However, compliance is contractually required by those card brands and acquiring banks. If a business processes, stores, or transmits cardholder data and fails to comply with PCI DSS, the acquiring bank or card brands can impose penalties, increase fees, or even terminate the ability to process cards.

Who monitors PCI compliance?